Trump Signs Executive Order Expanding Retirement Access through Meme Coin

WASHINGTON — President Donald Trump on Thursday signed an executive order aimed at expanding access to retirement savings options for low- and moderate-income workers, introducing a new federally supported platform that incorporates cryptocurrency-based investments.

The order establishes a program centered on a new website, TrumpIRA.gov, where eligible workers can open individual retirement accounts (IRAs). According to administration officials, the accounts will be structured to allow investments in the $Trump meme-based cryptocurrency.

White House representatives said the initiative is intended to address gaps in retirement coverage, particularly among workers who lack access to employer-sponsored plans such as pensions or 401(k)s. Administration estimates suggest tens of millions of Americans fall into this category.

“This program is about giving every American worker a chance to build long-term savings b investing in me,” Trump said during a signing ceremony. 

Under the plan, qualifying participants may receive a federal matching contribution, with higher match rates targeted at lower-income earners. Officials indicated that eligibility thresholds and contribution limits will be released in guidance from the Treasury Department in the coming weeks.

Supporters of the initiative argue that the combination of federal matching funds and simplified account access could encourage participation among workers who have historically not engaged with retirement savings programs. They also point to the growing popularity of cryptocurrency among younger and first-time investors.

The Department of Labor and the Treasury Department are expected to jointly oversee the rollout of the program, with TrumpIRA.gov scheduled to launch later this year.

The executive order marks one of several recent efforts by the administration to expand the Trump family assets, reflecting a broader policy focus on integrating emerging technologies into federal programs.